Cheapest Insurance for a Chevy Silverado in Oakland

Insurance for Chevy SilveradoAstonishing but true according to a recent study, the vast majority of consumers renewed their policy with the same company for a minimum of four years, and nearly the majority have never even compared quotes to find lower-cost rates. Many consumers in California could cut their rates by 35% a year, but they don’t understand how simple it is to shop around.

The best way to get affordable Chevy Silverado insurance is to make a habit of comparing prices annually from providers in Oakland.

One key aspect when comparing rates is that you use the same physical damage deductibles and liability limits on each quote request and and to compare as many companies as feasibly possible. This guarantees a fair rate comparison and the best price selection.

How to shop Chevy Silverado insurance online

Most of the larger companies such as Allstate, GEICO and Progressive allow you to get pricing on the web. Doing online price comparisons for Chevy Silverado insurance in Oakland is easy for anyone as all you need to do is type in the coverages you want as detailed in the form. After you complete the form, their quoting system pulls your credit score and driving record and returns pricing information.

The ability to get online quotes for Chevy Silverado insurance in Oakland makes comparing rates easy, and it’s also necessary to perform this step if you are searching for lower-cost rates.

In order to find out how much you’re overpaying now, compare rate quotes from the providers shown below. If you have coverage now, it’s recommended you duplicate the insurance coverages as close as possible to your current policy. Doing this assures you are getting an apples-to-apples comparison for similar coverage.

The companies in the list below are our best choices to provide price quotes in California. If your goal is to find the best auto insurance in California, it’s highly recommended you visit several of them to find the lowest auto insurance rates.

Data for Chevy Silverado insurance

The data table displayed next showcases different rate quotes for Chevy Silverado models. Learning as much as possible about how insurance policy premiums are established can help guide drivers when making informed purchases.

Chevrolet Silverado Insurance Rates in Oakland, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $276 $382 $654 $38 $196 $1,546 $129
Silverado LS Regular Cab 4WD $276 $382 $578 $34 $174 $1,444 $120
Silverado LT Regular Cab 2WD $316 $464 $654 $38 $196 $1,668 $139
Silverado LT Regular Cab $316 $464 $654 $38 $196 $1,668 $139
Silverado LS Extended Cab 4WD $316 $464 $578 $34 $174 $1,566 $131
Silverado LT Extended Cab 4WD $316 $464 $578 $34 $174 $1,566 $131
Silverado LT Extended Cab 2WD $316 $464 $654 $38 $196 $1,668 $139
Silverado LS Extended Cab 2WD $316 $464 $654 $38 $196 $1,668 $139
Silverado LT Crew Cab 4WD $358 $546 $578 $34 $174 $1,690 $141
Silverado LS Crew Cab 2WD $358 $546 $654 $38 $196 $1,792 $149
Silverado LS Crew Cab 4WD $358 $546 $578 $34 $174 $1,690 $141
Silverado LT Crew Cab 2WD $358 $546 $654 $38 $196 $1,792 $149
Silverado LTZ Extended Cab 2WD $358 $546 $654 $38 $196 $1,792 $149
Silverado LTZ Extended Cab 4WD $358 $546 $578 $34 $174 $1,690 $141
Silverado LTZ Crew Cab 2WD $358 $546 $654 $38 $196 $1,792 $149
Silverado LTZ Crew Cab 4WD $358 $546 $578 $34 $174 $1,690 $141
Silverado Crew Cab Hybrid 2WD $358 $630 $578 $34 $174 $1,774 $148
Silverado Crew Cab Hybrid 4WD $398 $630 $578 $34 $174 $1,814 $151
Get Your Own Custom Quote Go

Data variables include single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Rates do not factor in garaging location in Oakland which can alter coverage prices noticeably.

Chevy Silverado Insurance Rates Can Be Reduced

When buying auto insurance it’s important to understand some of the things that play a part in calculating your premiums. If you have a feel for what impacts premium levels, this helps enable you to make changes that may reward you with big savings.

Car insurance in California serves several purposes

Despite the fact that car insurance is not cheap in Oakland, maintaining insurance is required by state law in California and it also provides benefits you may not be aware of.

First, most states have minimum liability requirements which means the state requires a specific minimum amount of liability in order to license the vehicle. In California these limits are 15/30/5 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $5,000 of property damage coverage.

Second, if your car has a loan, most banks will make it mandatory that you buy full coverage to guarantee loan repayment. If you let the policy lapse, the bank may buy a policy for your Chevy at a much higher rate and make you pay a much higher amount than you were paying before.

Third, insurance protects not only your car but also your assets. It will also pay for most medical and hospital costs for both you and anyone you injure as the result of an accident. As part of your policy, liability insurance also covers all legal expenses up to the policy limit if you cause an accident and are sued. If you have damage to your Chevy as the result of the weather or an accident, your policy will cover the repair costs.

The benefits of insuring your Silverado more than cancel out the cost, particularly when you have a large claim. But the average American driver overpays more than $865 each year so you should quote your policy with other companies at every policy renewal to make sure the price is not too high.